See every dollar.
Spend with confidence.
Exnami connects your accounts, budgets, debts, and income into one clear view, so you always know what you can actually spend, and where your money really goes.
Spendable now
$4,238.50
3 ways
to see every expense: category, time, purpose
All accounts
bank, savings, cash, and credit cards in one balance
5 countries
income tax estimates built in
0 ads
we never sell or mine your data
The whole picture
Not another transaction list
Most apps show you what you spent. Exnami shows you what it means, and what you can do next.
Real spendable balance
Cash across every account plus available credit, converted to your currency. The number that actually matters, up top.
Multidimensional views
Slice the same spending by category, by month or week, and by goal. Three lenses on one truth.
Ahead of every bill
Bills, debt repayments, and card due dates land on your calendar before they hit your balance.
Budgets that fit you
Monthly, fortnightly, or weekly, with per-category limits and goal budgets for the big stuff.
Debts and cards, handled
Loan amortisation, repayment schedules, statements, and pay-a-card-from-your-bank in one move.
Split with friends
Share an expense, track who owes whom, and settle up. No awkward spreadsheets.
Privacy first
Your money is nobody else's business
We built Exnami on a simple rule: your financial data belongs to you, and only you. It is isolated per user at the database level, never sold, and never used for ads.
- Row-level security so only you can read your records
- Encrypted in transit, passwords only ever stored hashed
- Export or permanently delete your data anytime
Why not a generic app
Built for clarity, not for selling you things
No product pushing
We do not recommend credit cards or loans, and take no referral fees. The app works for you.
No paywalled basics
Multidimensional views and budgets are standard, not a premium upsell.
Yours to control
Currencies, tax country, budget periods, even your chart colours. Configure it your way.
Start seeing your money clearly
Free to use. Record your first expense in under a minute.
Create your free account